Products Offering

Corporate Credit


We are among the leading players that offer bespoke solutions to promoters and corporates for their capital needs in the form of Structured Finance. Our team has robust experience in concluding complex trades, evaluating the associated risks, closely monitoring them and maintaining a healthy portfolio of loans.


Our Wholesale Mortgage business covers the lifecycle of a developer’s needs, encompassing the complete project , including land acquisition funding, construction finance to inventory funding. Equipped to deal with the business complexities of the real estate sector, which is not only highly regulated, but also has great dependency on multiple authorities, we help our customers manage these complexities effectively. The assets underwritten are actively managed using our robust credit and risk management processes.



Our Mid Corporate Lending service offers financing for working capital and capital expenditures for companies with turnovers exceeding ₹75 crores, with a focus on operating cash flows of the borrower along with collateral cover. With a deep understanding of the associated risks, the team will also assist in financial monitoring on an ongoing basis.

Retail Credit


We provide financing solutions to business owners as well as Small and Micro Enterprises, helping them achieve their business aspirations. Providing loans from Rs. 3.5 lacs to Rs. 25 crore to the MSME segment, we help them maximize their business opportunities. A dedicated Edelweiss Relationship Manager partners with clients to evaluate their funding needs such as capital expenditure, working capital, business expansion and works on structuring a customised solution that works best to meet their evolving needs.


For more information on General Terms and Conditions for Unsecured Business Loan, click here


Loan against property enables clients to put their real estate asset to productive use by mortgaging it and raising funds to meet their needs. Both residential and commercial properties can be used to avail of the loans. Additionally, funds can also be raised using lease rental discounting. With a flexible tenure period, with repayment facility upto a maximum of 15 years, clients can avail loans upto Rs.25 crore.



ECLFL Small and Medium Enterprise Reference Rate (SMERR)

With effect from 1st October 2018, the SMERR is 20.50%

With effect from 7th July 2022, the SMERR is 21.50%

With effect from 24th August 2022, the SMERR is 22.00%

With effect from 1st December 2022, the SMERR is 22.30%

With effect from 1st March 2023, the SMERR is 22.60%

ECLFL Mortgage Reference Rate (ECLFLMRR)

With effect from 1st October 2018, the ECLFMRR is 20.90%

With effect from 1st October 2022, the ECLFLMRR is 22.60%

With effect from 1st October 2023, the ECLFLMRR is 23.55%

ECLF Prime Lending Rate

ECLFPLR is 17.50%