PRODUCTS - ECL Finance
Structured Collaterised Credit
We are among the leading players that offer bespoke solutions to promoters and corporates for their capital needs in the form of Structured Finance. Our team has robust experience in concluding complex trades, evaluating the associated risks, closely monitoring them and maintaining a healthy portfolio of loans.
Our Wholesale Mortgage business covers the lifecycle of a developer’s needs, encompassing the complete project , including land acquisition funding, construction finance to inventory funding. Equipped to deal with the business complexities of the real estate sector, which is not only highly regulated, but also has great dependency on multiple authorities, we help our customers manage these complexities effectively. The assets underwritten are actively managed using our robust credit and risk management processes.
Loan against Securities
We offer loans - against listed as well as unlisted securities such as shares, bonds, mutual funds among others. Customers can leverage their investments to meet unforeseen expenses, contingencies, personal needs or even capture a business or market opportunity.
We offer competitive solutions to promoters to leverage their equity holdings in their company to meet the requirements of expansion and diversification of the business.
Loans are available to investors for applying in Primary Market Issues (IPOs and FPOs), Investors can leverage their own funds in the primary market, by investing only a margin amount which is specified separately for each IPO.
Our clients can avail a loan against ESOPs awarded / allotted to him by his employer. The facility enables employees to exercise their ESOP options by providing a loan against ESOP Grants.
SME & Business Loans
We provide financing solutions to business owners as well as Small and Micro Enterprises, helping them achieve their business aspirations. Providing loans from Rs. 3.5 lacs to Rs. 25 crore to the MSME segment, we help them maximize their business opportunities. A dedicated Edelweiss Relationship Manager partners with clients to evaluate their funding needs such as capital expenditure, working capital, business expansion and works on structuring a customised solution that works best to meet their evolving needs.
For more information on General Terms and Conditions for Unsecured Business Loan, click here
Loan against Property
Loan against property enables clients to put their real estate asset to productive use by mortgaging it and raising funds to meet their needs. Both residential and commercial properties can be used to avail of the loans. Additionally, funds can also be raised using lease rental discounting. With a flexible tenure period, with repayment facility upto a maximum of 15 years, clients can avail loans upto Rs.25 crore.
COMMODITIES PLEDGE FUNDING
We provide end-to-end financing solutions to various players in the agri value chain, ranging from farmers, aggregators and traders to processors, importers and exporters. Our deep understanding of the agri commodities business cycle and the flexibility in collateral, speedy disbursals enables us to offer a competitive value proposition to our clients. Services include Warehouse Receipt finance, Working capital financing, structured commodity financing, export-import finance, in-transit funding and in-plant funding.
We offer Personal Lending Solutions – Salary Advance and Salaried Personal Loan exclusively for the short-term financial needs of salaried employees. You can avail up to six times of your net monthly salary (max ₹10 Lac) and enjoy the unique benefit of no hidden charges and nil lock-in period for the loan prepayment. With a dedicated Relationship Manager to assist with on-the-spot eligibility check and loan documentation, we provide you a hassle free experience.